:root{--navy:#0b2a4a;--navy-light:#133a63;--gold:#c9a13b;--bg:#f6f8fa;--gray:#5a6472;--border:#dfe5ec}*{box-sizing:border-box}html{-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility}body{background:var(--bg);color:#1c2733;margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;font-size:15px;line-height:1.55}input,textarea,select,button{font-family:inherit;font-size:inherit}a{color:inherit;text-decoration:none}.link{color:var(--navy);text-underline-offset:2px;text-decoration:underline}.container{max-width:1080px;margin:0 auto;padding:0 24px}.nav{background:var(--navy);color:#fff;padding:14px 0}.nav .container{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 16px;display:flex}.nav .brand{letter-spacing:1.5px;font-size:15px;font-weight:700}.nav .links{flex-wrap:wrap;gap:8px 20px;display:flex}.nav .links a{opacity:.85;font-size:13.5px}.nav .links a:hover{opacity:1}.section{padding:48px 0}.section.band{border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:#fff}.section-title{color:var(--navy);margin:0 0 24px;font-size:22px}.hub-head h1{color:var(--navy);letter-spacing:-.2px;margin:0 0 6px;font-size:26px}.hub-sub{color:var(--gray);margin:0 0 32px;font-size:14px}.hub-links{color:var(--gray);margin-top:36px;font-size:13.5px}.hub-links .sep{margin:0 10px}.hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);color:#fff;padding:72px 0 64px}.hero-eyebrow{letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-size:12px;font-weight:700;display:inline-block}.hero h1{letter-spacing:-.5px;max-width:780px;margin:0 0 16px;font-size:42px;line-height:1.1}.hero-sub{opacity:.92;max-width:640px;margin:0 0 28px;font-size:18px;line-height:1.55}.hero-actions{flex-wrap:wrap;gap:12px;display:flex}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:#d9b24e}.btn-ghost{color:#fff;background:0 0;border:1px solid #ffffff80}.btn-ghost:hover{background:#ffffff1a}.value-grid{grid-template-columns:repeat(3,1fr);gap:28px;display:grid}.value h3{color:var(--navy);margin:0 0 8px;font-size:17px}.value h3:before{content:"";background:var(--gold);border-radius:2px;width:34px;height:3px;margin-bottom:12px;display:block}.value p{color:var(--gray);margin:0;font-size:14.5px}.steps-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.step{background:var(--bg);border:1px solid var(--border);border-radius:12px;padding:24px}.step-n{background:var(--navy);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;margin-bottom:12px;font-weight:700;display:inline-flex}.step h4{color:var(--navy);margin:0 0 6px;font-size:16px}.step p{color:var(--gray);margin:0;font-size:14px}.tiers-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.tier-card{border:1px solid var(--border);background:#fff;border-radius:12px;padding:24px}.tier-card p{color:var(--gray);margin:12px 0 0;font-size:14px}.btn{background:var(--navy);color:#fff;cursor:pointer;border:none;border-radius:6px;padding:10px 20px;font-size:14px;font-weight:600;display:inline-block}.btn:hover{background:var(--navy-light)}.btn.secondary{border:1px solid var(--border);color:var(--navy);background:0 0}.btn:disabled{opacity:.5;cursor:not-allowed}.cards{grid-template-columns:repeat(3,1fr);align-items:start;gap:20px;display:grid}@media (max-width:860px){.cards{grid-template-columns:1fr}}.card{border:1px solid var(--border);background:#fff;border-radius:10px;padding:24px}.card h3{color:var(--navy);margin:0 0 6px;font-size:16px}.card-desc{color:var(--gray);margin:0 0 16px;font-size:13.5px}.card .tier-tag{background:var(--navy);color:#fff;letter-spacing:.4px;border-radius:20px;margin-bottom:10px;padding:4px 10px;font-size:11px;font-weight:700;display:inline-block}input,textarea,select{border:1px solid var(--border);background:#fff;border-radius:6px;width:100%;margin-bottom:12px;padding:9px 12px}input:focus,textarea:focus,select:focus{outline:2px solid var(--navy-light);outline-offset:-1px;border-color:var(--navy-light)}label{color:var(--gray);margin-bottom:4px;font-size:12.5px;font-weight:600;display:block}table{border-collapse:collapse;width:100%;margin-top:16px}th,td{border-bottom:1px solid var(--border);text-align:left;padding:8px 10px;font-size:14px}th{color:var(--navy);text-transform:uppercase;letter-spacing:.4px;font-size:12px}.badge{border-radius:20px;padding:3px 10px;font-size:12px;font-weight:700}.badge.certified{color:#fff;background:#1f7a3f}.badge.assessed{color:#fff;background:#b8860b}.badge.none{color:#fff;background:#999}.dim-bar{background:#e6ebf1;border-radius:5px;height:10px;margin:4px 0 12px;overflow:hidden}.dim-bar>div{background:var(--navy);height:100%}.kpis{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:16px 0;display:grid}.kpi{border:1px solid var(--border);text-align:center;color:var(--gray);background:#fff;border-radius:10px;padding:16px;font-size:12.5px}.kpi span{color:var(--navy);margin-bottom:2px;font-size:26px;font-weight:700;display:block}.kpi.kpi-money span{color:#1f7a3f;font-size:20px}.code{color:#dfe9f5;background:#0b2a4a;border-radius:8px;padding:14px 16px;font-family:ui-monospace,Cascadia Code,Consolas,monospace;font-size:13.5px;overflow-x:auto}.verify-ok{background:#e8f5ec;border:1px solid #1f7a3f;border-radius:6px;margin-top:12px;padding:10px 12px;font-size:13.5px}.verify-fail{background:#fdeeee;border:1px solid #b00020;border-radius:6px;margin-top:12px;padding:10px 12px;font-size:13.5px}.ind-row{border-bottom:1px solid var(--border);padding:10px 0}.ind-head{color:var(--navy);margin-bottom:6px;font-size:13px;font-weight:600}.ind-fields{grid-template-columns:130px 1fr 1fr auto;align-items:center;gap:8px;display:grid}.ind-fields input,.ind-fields select{margin-bottom:0}@media (max-width:760px){.ind-fields{grid-template-columns:1fr}}.steps{color:#1c2733;margin:8px 0 0;padding-left:20px;font-size:14px}.steps li{margin-bottom:8px}.steps b{color:var(--navy)}.footer{text-align:center;color:var(--gray);padding:28px 0;font-size:12.5px}.error{color:#b00020;margin-bottom:10px;font-size:13.5px}.success{color:#1f7a3f;margin-bottom:10px;font-size:13.5px}@media (max-width:900px){.value-grid,.steps-grid,.tiers-grid{grid-template-columns:1fr 1fr}}@media (max-width:680px){.container{padding:0 16px}.section{padding:36px 0}.hero{padding:48px 0 40px}.hero h1{font-size:30px}.hero-sub{font-size:16px}.section-title{font-size:20px}.value-grid,.steps-grid,.tiers-grid,.cards{grid-template-columns:1fr}.hero-actions .btn{text-align:center;flex:100%}table{white-space:nowrap;-webkit-overflow-scrolling:touch;display:block;overflow-x:auto}.nav .container{text-align:center;justify-content:center}.nav .links{justify-content:center}}